Tips for Inventorying Your Belongings When Buying Home Insurance

At Hamilton Fox & Company Inc. serving Pinecrest, FL, we highly recommend that you inventory your belongings when you purchase a home insurance policy. Creating a detailed inventory list of the items you have in your home can be vital if items are destroyed or damaged and you have to file a home insurance claim. Here are a few tips that can help you with this process. 

Make a Detailed List of Items You Have in Each Room

Inventorying items that you have in your home can be overwhelming. Start by taking things room by room. Create a list of items that you have in each room. When possible, be sure to list any serial and/or model numbers of electronic items. This can help to identify exactly what you have, which is important when it comes time for an insurance company to come up with the replacement value of your belongings. 

Take Pictures of the Items You Have

In addition to creating a detailed list, take pictures of items that you have. This can help to prove the condition that your belongings are in, which again, is important should they need to be replaced. 

Be Sure to Update Your List on a Yearly Basis

Finally, be sure to update your list on a yearly basis, or as needed when you make large purchases, such as new furniture or new electonics. 

Taking the time to inventory your belongings can be important if you ever have to file a home insurance claim. Having the right level of coverage to fully protect your home and the items stored inside is also important. Here at Hamilton Fox & Company Inc. serving Pinecrest, FL, we can help you ensure you have the right level of coverage. Give us a call when if you are looking to purchase a new home insurance policy.