Do You Need Flood Insurance?

Your home represents so much more than four walls and a roof. It is where you create memories and share times with your family and friends. It is a destination that sets itself apart because it truly is your special space. With the personal connection that is forged with your home, it is important to protect it. But what kind of protection should you consider? One home owner’s insurance option is flood insurance. And when you live around Pinecrest, FL the team at Hamilton Fox & Company Inc. can help walk you through the process of selecting the right insurance policy.

Why Flood Insurance Is Important

Your regular home owner’s insurance likely doesn’t cover flooding. Some forms may have a burst pipe included in the traditional insurance policy, but chances are it doesn’t. Plus, with the amount of rain the area receives, it is a good idea to protect your home in the event of flooding. 

Protect Your Home

If your home does flood it is extremely expensive to repair it out of pocket. This is because it isn’t just a matter of removing the water. You will likely need to strip away everything that came in contact with the water to avoid the development of mold. This can cost tens of thousands of dollars. Avoid paying this out of pocket with the aid of flood insurance. 

There is no cookie-cutter insurance policy when working with Hamilton Fox & Company Inc. The company helps you find the insurance policy that fits your personal household needs. However, flood insurance is highly recommended when living around Pinecrest, FL due to the amount of water and the threat of hurricanes throughout the year. Whatever your needs are though, you can have your questions answered with a single phone call.